Merchant Services
Lower Processing Fees. Zero Disruption. Guaranteed Savings.
At High Vibe Consultants, we help business owners dramatically reduce the cost of accepting credit card payments—without switching providers or disrupting your operations.
Whether you're a low-risk, medium-risk, or high-risk business, our team connects you with the right solutions to optimize your payment processing, increase your margins, and even unlock client reward programs.
Request a Free Audit
Keep Your Current Setup—Pay Less
Our cost-reduction program is simple, effective, and risk-free.
Here's how it works:
No system changes
You keep your current processor, gateway, equipment, and workflow.
We handle the negotiation
Our experts work behind the scenes with your existing payment processor to secure significantly lower interchange and transaction fees.
You save more
Most clients see immediate monthly savings—and we only earn a percentage of what we save you.
No upfront cost, no obligation
If we don't reduce your fees, you pay absolutely nothing.
Real savings. Zero risk. Full transparency.
Full-Service Merchant Processing
If you're looking for a more tailored payment solution, we also offer a wide range of merchant services—including accounts for:
  • High-risk industries
  • E-commerce & subscription platforms
  • In-person retail and restaurants
  • Professional services
  • Startups and growing brands
We have exclusive access to multiple underwriting partners, allowing us to secure approvals and better rates even when traditional banks say no.
Reward Programs for Your Clients
Build Customer Loyalty
Our custom rewards system helps you retain customers and increase their lifetime value through personalized incentives.
Increase Average Purchase
Encourage larger transactions with tiered rewards that motivate customers to spend more per visit.
Drive Recurring Engagement
Create reasons for customers to return with a custom rewards system that builds brand value and customer satisfaction.
Why High Vibe Consultants?
Industry Connections
Deep industry connections with top-tier processors and underwriters
Transparent Pricing
Transparent, flat-rate pricing and no hidden fees
Fast Onboarding
Fast onboarding, honest guidance, and hands-on support
For All Businesses
Perfect for both established enterprises and new ventures
Whether you're looking to lower your current fees, upgrade your merchant account, or launch a high-risk operation with confidence, we have a solution tailored to your needs.
Ready to Start Saving?
Request a Free Merchant Audit
Let us analyze your current processing fees and show you exactly how much you could save.
Apply for a New Merchant Account
Ready for a complete solution? Apply for a merchant account tailored to your business needs.
Book a 1-on-1 Consultation
Speak directly with our payment processing experts to find the right solution for your business.